Wealth Accumulation Ratón Wealth implements dynamic investment strategies that actively adjusts a portfolio’s positioning. The goal of our strategies is to improve the risk-adjusted returns of passive management investing and avoiding severe downturns in the markets.A balanced portfolio takes thought and preparation, but that's not usually how they are put together. Typically, people accumulate their investments over a number of years, and they're ofter uncertain about the role each of their investments plays in the overall portfolio. One person may have a variety of investments with high potential return. But they may not be a good fit with time horizon and investment goals. Another person may hold more conservative investments in their portfolio and we may need to emphasize potential growth. We ask a lot of questions when we start working with someone because we want to help them get a better understanding about their money. Most people find it helpful to step back and take a new look at their investments with our help.I have been asked numerous times over the years which investment style is best. Strategic, Tactical, Active or Passive. My answer is a simple 'YES.' I do not believe and time and results have born it out that applying all of these together makes for an outstanding portfolio. Capturing upside while mitigating most of the downside in the markets. Getting us back to the Ratón Wealth philosophy of "it's not what you make but what you keep" that is important to investors.ASK YOURSELFHow much tolerance do you have for risk? It's a good idea to ask yourself some pointed questions and be honest with the answers. For example, what happens to my outlook if the value of my investments drops? How much could I lose and stay in the market? It's also helpful to ask yourself, "How would I describe my investment knowledge?" If you get most of your investment advice form television and magazines, you may want to consider getting a second opinion on your approach. Remember, all investments carry some level of risk. And by answering a few simple questions, you may get a better understanding of your risk tolerance.